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	<title>Comments on: Forget WH Assurances: The Public Option Would Crush Private Competition</title>
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	<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition</link>
	<description>Building a conservatism that can win again</description>
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		<title>By: ottovbvs</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61268</link>
		<dc:creator>ottovbvs</dc:creator>
		<pubDate>Sun, 23 Aug 2009 18:34:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61268</guid>
		<description>Spartacus // Aug 23, 2009 at 12:42 am 
&quot;Conservatives and the GOP are simply impervious to facts.&quot;

.........Unfortunately yes so they substitute spin, obfuscation, mcguffins, and if they don&#039;t work out, downright lies.......they are desperate to maintain the status quo and have no viable alternative........not that any of this stuff matters because at the end of the day the Obama admin will pass this</description>
		<content:encoded><![CDATA[<p>Spartacus // Aug 23, 2009 at 12:42 am<br />
&#8220;Conservatives and the GOP are simply impervious to facts.&#8221;</p>
<p>&#8230;&#8230;&#8230;Unfortunately yes so they substitute spin, obfuscation, mcguffins, and if they don&#8217;t work out, downright lies&#8230;&#8230;.they are desperate to maintain the status quo and have no viable alternative&#8230;&#8230;..not that any of this stuff matters because at the end of the day the Obama admin will pass this</p>
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		<title>By: Spartacus</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61228</link>
		<dc:creator>Spartacus</dc:creator>
		<pubDate>Sun, 23 Aug 2009 04:42:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61228</guid>
		<description>If a public plan would inevitably eliminate all private insurers, why are private insurers thriving alongside public options in California, Singapore, France?

If a public option will crush all private insurers, how do you explain the fact that private insurers in the Netherlands resulted in the elimination of the public plan there?

The conservative/GOP argument against the public option on the grounds that it will eliminate private insurers is the closest thing we have to the long-ago proven false arguments that the world is flat and the sun revolves around the earth.

Conservatives and the GOP are simply impervious to facts.</description>
		<content:encoded><![CDATA[<p>If a public plan would inevitably eliminate all private insurers, why are private insurers thriving alongside public options in California, Singapore, France?</p>
<p>If a public option will crush all private insurers, how do you explain the fact that private insurers in the Netherlands resulted in the elimination of the public plan there?</p>
<p>The conservative/GOP argument against the public option on the grounds that it will eliminate private insurers is the closest thing we have to the long-ago proven false arguments that the world is flat and the sun revolves around the earth.</p>
<p>Conservatives and the GOP are simply impervious to facts.</p>
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		<title>By: LFC</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61216</link>
		<dc:creator>LFC</dc:creator>
		<pubDate>Sun, 23 Aug 2009 00:48:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61216</guid>
		<description>&lt;i&gt;And here is what we know, Medicare is on its way to insolvency despite its monopoly for people age 65 and older. Medicare has no competitor and it is failing financially. &lt;/i&gt;

I find it amusing that people point to Medicare&#039;s woes, but fail to note that payments (premiums) into Medicare are less than those going to private insurance companies, or that Medicare picks up the most expensive people to insure.  

We already have a direct comparison of Medicare vs. private insurance.  It&#039;s called Medicare Advantage, and it costs the taxpayers 14% more than Medicare.  That tells me that we&#039;re better off funding Medicare instead of paying a huge premium to cover private insurer&#039;s profits.</description>
		<content:encoded><![CDATA[<p>And here is what we know, Medicare is on its way to insolvency despite its monopoly for people age 65 and older. Medicare has no competitor and it is failing financially. </p>
<p>I find it amusing that people point to Medicare&#8217;s woes, but fail to note that payments (premiums) into Medicare are less than those going to private insurance companies, or that Medicare picks up the most expensive people to insure.  </p>
<p>We already have a direct comparison of Medicare vs. private insurance.  It&#8217;s called Medicare Advantage, and it costs the taxpayers 14% more than Medicare.  That tells me that we&#8217;re better off funding Medicare instead of paying a huge premium to cover private insurer&#8217;s profits.</p>
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		<title>By: ottovbvs</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61207</link>
		<dc:creator>ottovbvs</dc:creator>
		<pubDate>Sat, 22 Aug 2009 23:28:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61207</guid>
		<description>liv&amp;win // Aug 22, 2009 at 7:13 pm 

&quot;Thanks otto for making my point. You prove my thesis about boomers.&quot;

...........and you claim you&#039;re ultra logical?...what a laugh ......the majority of the 75 year time line is consumed by the under 45&#039;s not the over 45&#039;s..........Btw when are you going to start sending me some checks to cover your education.........not that it seems to have been that beneficial in the math dept</description>
		<content:encoded><![CDATA[<p>liv&amp;win // Aug 22, 2009 at 7:13 pm </p>
<p>&#8220;Thanks otto for making my point. You prove my thesis about boomers.&#8221;</p>
<p>&#8230;&#8230;&#8230;..and you claim you&#8217;re ultra logical?&#8230;what a laugh &#8230;&#8230;the majority of the 75 year time line is consumed by the under 45&#8217;s not the over 45&#8217;s&#8230;&#8230;&#8230;.Btw when are you going to start sending me some checks to cover your education&#8230;&#8230;&#8230;not that it seems to have been that beneficial in the math dept</p>
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		<title>By: liv&win</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61203</link>
		<dc:creator>liv&win</dc:creator>
		<pubDate>Sat, 22 Aug 2009 23:13:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61203</guid>
		<description>Thanks otto for making my point.  You prove my thesis about boomers.</description>
		<content:encoded><![CDATA[<p>Thanks otto for making my point.  You prove my thesis about boomers.</p>
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		<title>By: ottovbvs</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61201</link>
		<dc:creator>ottovbvs</dc:creator>
		<pubDate>Sat, 22 Aug 2009 22:52:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61201</guid>
		<description>liv&amp;win // Aug 22, 2009 at 6:23 pm
&quot; My young american friends, very little of this is your problem. Why should you be burdened by the failings of the prior generations?....you will be paying out the ass for those that came before you.&quot;

........Au contrare.... to the rather hysterical rantings of my young friend they&#039;ll actually be paying out the ass for themselves most of the time because they&#039;ll all be dead before the 75 years is up.....with current life expectancy anyone over 45 is going to be dead in 35 years still leaving 40 years on your timeline to run 

........Now let me see on a 75 year time line if you&#039;re 45 that means in 20 years time you&#039;ll be partaking of this largesse which will still leave 55 years of it to run.....you&#039;ll be dead about 15 years later which would still leave about 40 years of the timeline to run

......Now take a 25 year old, you&#039;ll be partaking of this largesse in 40 years time with 35 years of the timeline to run.....you&#039;ll be dead 15 years later, say 20 for increased life expectancy with still 15 years of the time line to run 

..........His other numbers are bs too......these GAO calculations are based on the assumption no one does anything about cost for 75 years, annual growth rates of around 2.2% when we&#039;ve averaged abut 3.3% for ever 

..........liv&amp;win.....bs ever was thy name</description>
		<content:encoded><![CDATA[<p>liv&amp;win // Aug 22, 2009 at 6:23 pm<br />
&#8221; My young american friends, very little of this is your problem. Why should you be burdened by the failings of the prior generations?&#8230;.you will be paying out the ass for those that came before you.&#8221;</p>
<p>&#8230;&#8230;..Au contrare&#8230;. to the rather hysterical rantings of my young friend they&#8217;ll actually be paying out the ass for themselves most of the time because they&#8217;ll all be dead before the 75 years is up&#8230;..with current life expectancy anyone over 45 is going to be dead in 35 years still leaving 40 years on your timeline to run </p>
<p>&#8230;&#8230;..Now let me see on a 75 year time line if you&#8217;re 45 that means in 20 years time you&#8217;ll be partaking of this largesse which will still leave 55 years of it to run&#8230;..you&#8217;ll be dead about 15 years later which would still leave about 40 years of the timeline to run</p>
<p>&#8230;&#8230;Now take a 25 year old, you&#8217;ll be partaking of this largesse in 40 years time with 35 years of the timeline to run&#8230;..you&#8217;ll be dead 15 years later, say 20 for increased life expectancy with still 15 years of the time line to run </p>
<p>&#8230;&#8230;&#8230;.His other numbers are bs too&#8230;&#8230;these GAO calculations are based on the assumption no one does anything about cost for 75 years, annual growth rates of around 2.2% when we&#8217;ve averaged abut 3.3% for ever </p>
<p>&#8230;&#8230;&#8230;.liv&amp;win&#8230;..bs ever was thy name</p>
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		<title>By: liv&win</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61197</link>
		<dc:creator>liv&win</dc:creator>
		<pubDate>Sat, 22 Aug 2009 22:23:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61197</guid>
		<description>To those under age 45, who don&#039;t believe me.  Look what is in store for you, courtesy of the GAO:

For example, under our alternative simulation closing the fiscal gap would require spending cuts or tax increases equal to 6.7 percent of  the entire economy over the next 75 years, or about $54 trillion in present value terms. To put this in perspective, closing the gap would require an increase in today&#039;s federal tax revenues of more than one-third or an equivalent reduction in today&#039;s federal program spending  (i.e., in all spending except for interest on the debt held by the 
public, which cannot be directly controlled) and maintained over the entire period.


My young american friends, very little of this is your problem.  Why should you be burdened by the failings of the prior generations?  This report says that for the rest of your life, and most of the life of your children, you will be paying out the ass for those that came before you.  this is debt, not a capital building campaign.  You are not getting anything in this bargain.  All you are doing is paying off someone else&#039;s debit.  You will not be saving more, enjoying life more.  You will be in virtual servitude to the boomers.  You need to wake up NOW.</description>
		<content:encoded><![CDATA[<p>To those under age 45, who don&#8217;t believe me.  Look what is in store for you, courtesy of the GAO:</p>
<p>For example, under our alternative simulation closing the fiscal gap would require spending cuts or tax increases equal to 6.7 percent of  the entire economy over the next 75 years, or about $54 trillion in present value terms. To put this in perspective, closing the gap would require an increase in today&#8217;s federal tax revenues of more than one-third or an equivalent reduction in today&#8217;s federal program spending  (i.e., in all spending except for interest on the debt held by the<br />
public, which cannot be directly controlled) and maintained over the entire period.</p>
<p>My young american friends, very little of this is your problem.  Why should you be burdened by the failings of the prior generations?  This report says that for the rest of your life, and most of the life of your children, you will be paying out the ass for those that came before you.  this is debt, not a capital building campaign.  You are not getting anything in this bargain.  All you are doing is paying off someone else&#8217;s debit.  You will not be saving more, enjoying life more.  You will be in virtual servitude to the boomers.  You need to wake up NOW.</p>
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		<title>By: ottovbvs</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61194</link>
		<dc:creator>ottovbvs</dc:creator>
		<pubDate>Sat, 22 Aug 2009 22:13:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61194</guid>
		<description>liv&amp;win // Aug 22, 2009 at 5:43 pm 

&quot;I know what administration in health care is. While I have argued with you about administrative costs, my arguement has always been the unfunded liability issue. 

........Actually your argument has not been about the unfunded liability........You obviously hate Medicare as a concept but have always muddied the waters by trying to make it about the cost of administering Medicare

&quot;And that is an issue you consistently sweep under the rug. By doing so, I am certain you don’t get it. 75 years is indeed a long time. But not nearly as dramatic as a $34 Trillion deficit.&quot;


..........I&#039;m not sweeping anything under the rug......I&#039;m well aware we have a 34 trillion Medicare deficit(although 75 years ludicrous way of measuring it).......  almost all  of it for the provision of care.......so the problem is to contain the growth in the cost of care which btw will equally afflict private insurers


&quot;And the brilliant politicians said the same thing you did, “oh thats 75 years away…we can’t worry about that”

........For the 44 years since passage Republicans have been in power for 28 years and Democrats for 16.....neither show any enthusiasm for eliminating Medicare....nor should they......the bottom line of any liability grows out of the fact we&#039;re running a non universal program that costs twice as much as anyone else......bring our costs into line with our peer group and 34 trillion becomes 17 trillion in round terms</description>
		<content:encoded><![CDATA[<p>liv&amp;win // Aug 22, 2009 at 5:43 pm </p>
<p>&#8220;I know what administration in health care is. While I have argued with you about administrative costs, my arguement has always been the unfunded liability issue. </p>
<p>&#8230;&#8230;..Actually your argument has not been about the unfunded liability&#8230;&#8230;..You obviously hate Medicare as a concept but have always muddied the waters by trying to make it about the cost of administering Medicare</p>
<p>&#8220;And that is an issue you consistently sweep under the rug. By doing so, I am certain you don’t get it. 75 years is indeed a long time. But not nearly as dramatic as a $34 Trillion deficit.&#8221;</p>
<p>&#8230;&#8230;&#8230;.I&#8217;m not sweeping anything under the rug&#8230;&#8230;I&#8217;m well aware we have a 34 trillion Medicare deficit(although 75 years ludicrous way of measuring it)&#8230;&#8230;.  almost all  of it for the provision of care&#8230;&#8230;.so the problem is to contain the growth in the cost of care which btw will equally afflict private insurers</p>
<p>&#8220;And the brilliant politicians said the same thing you did, “oh thats 75 years away…we can’t worry about that”</p>
<p>&#8230;&#8230;..For the 44 years since passage Republicans have been in power for 28 years and Democrats for 16&#8230;..neither show any enthusiasm for eliminating Medicare&#8230;.nor should they&#8230;&#8230;the bottom line of any liability grows out of the fact we&#8217;re running a non universal program that costs twice as much as anyone else&#8230;&#8230;bring our costs into line with our peer group and 34 trillion becomes 17 trillion in round terms</p>
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		<title>By: liv&win</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61191</link>
		<dc:creator>liv&win</dc:creator>
		<pubDate>Sat, 22 Aug 2009 21:54:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61191</guid>
		<description>Let me say that again, if you are under 45 years old, you have been screwed by your parent&#039;s generation, probably by your grandparent&#039;s generation and possibly by your great-grandparent&#039;s generation.  For you who are much younger, you have been screwed since long before you were born.  the previous generations did nothing to provide you with a sustainable system.  they ruined the environment, they raided the treasury, they heaped trillions of dollars of debt on your backs.  They never thought about what comes next.

Those that are blindly supportive of a government takeover of health care are also guilty of not considering what comes next.  They refuse to address that.  That will be your burden and the burden of your children and theirs.

Do you know why their is such fierce, illogical appeal to government run health care?  Because the boomers want to make sure you fund their retirement.  The boomers don&#039;t give  a shit about you.  Their entire existence has been about them.  It was always about them.  It will always be about them.  F*&amp;K them back, take your country back and make them pay!</description>
		<content:encoded><![CDATA[<p>Let me say that again, if you are under 45 years old, you have been screwed by your parent&#8217;s generation, probably by your grandparent&#8217;s generation and possibly by your great-grandparent&#8217;s generation.  For you who are much younger, you have been screwed since long before you were born.  the previous generations did nothing to provide you with a sustainable system.  they ruined the environment, they raided the treasury, they heaped trillions of dollars of debt on your backs.  They never thought about what comes next.</p>
<p>Those that are blindly supportive of a government takeover of health care are also guilty of not considering what comes next.  They refuse to address that.  That will be your burden and the burden of your children and theirs.</p>
<p>Do you know why their is such fierce, illogical appeal to government run health care?  Because the boomers want to make sure you fund their retirement.  The boomers don&#8217;t give  a shit about you.  Their entire existence has been about them.  It was always about them.  It will always be about them.  F*&amp;K them back, take your country back and make them pay!</p>
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		<title>By: liv&win</title>
		<link>http://www.frumforum.com/forget-wh-assurances-the-public-option-would-crush-private-competition/comment-page-2#comment-61189</link>
		<dc:creator>liv&win</dc:creator>
		<pubDate>Sat, 22 Aug 2009 21:43:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.newmajority.com/?p=10415#comment-61189</guid>
		<description>otto:  I don&#039;t think you get it.  I know what administration in health care is.  While I have argued with you about administrative costs, my arguement has always been the unfunded liability issue.  And that is an issue you consistently sweep under the rug.  By doing so, I am certain you don&#039;t get it.  75 years is indeed a long time.  But not nearly as dramatic as a $34 Trillion deficit.

Medicare was established in 1964.  By 1970, the deficit disaster was well recognized.  that was nearly 40 years ago.  40 years ago, consultants and advisors stood up and said, &quot;hey there, we have a big problem coming down the road.&quot;  Almost every year since, the report has been the same.  &quot;we have estimated revenues and estimated expenese, and there is going to be a huge deficit.&quot;  And the brilliant politicians said the same thing you did, &quot;oh thats 75 years away...we can&#039;t worry about that&quot; (not exactly your words).

So, I wonder, do you think the actuaries just make this stuff up?  that is will all just go away?  Do you have any point of comparison of  what $35 Trillion is?

Further, when you are advocating public universal health care, I would appreciate it if you would at least recognize that you are advocating a permanent plan.  And to be permanent, it must be sustainable from one generation to the next.  Your generation F#&amp;#ed that up for the next generation and now you want to F$&amp;K it up for the next 4 generations.

every american under the age of 45 should start a revolt.  They have been screwed, before many of them were born,  by the baby boomers and greater generation.</description>
		<content:encoded><![CDATA[<p>otto:  I don&#8217;t think you get it.  I know what administration in health care is.  While I have argued with you about administrative costs, my arguement has always been the unfunded liability issue.  And that is an issue you consistently sweep under the rug.  By doing so, I am certain you don&#8217;t get it.  75 years is indeed a long time.  But not nearly as dramatic as a $34 Trillion deficit.</p>
<p>Medicare was established in 1964.  By 1970, the deficit disaster was well recognized.  that was nearly 40 years ago.  40 years ago, consultants and advisors stood up and said, &#8220;hey there, we have a big problem coming down the road.&#8221;  Almost every year since, the report has been the same.  &#8220;we have estimated revenues and estimated expenese, and there is going to be a huge deficit.&#8221;  And the brilliant politicians said the same thing you did, &#8220;oh thats 75 years away&#8230;we can&#8217;t worry about that&#8221; (not exactly your words).</p>
<p>So, I wonder, do you think the actuaries just make this stuff up?  that is will all just go away?  Do you have any point of comparison of  what $35 Trillion is?</p>
<p>Further, when you are advocating public universal health care, I would appreciate it if you would at least recognize that you are advocating a permanent plan.  And to be permanent, it must be sustainable from one generation to the next.  Your generation F#&amp;#ed that up for the next generation and now you want to F$&amp;K it up for the next 4 generations.</p>
<p>every american under the age of 45 should start a revolt.  They have been screwed, before many of them were born,  by the baby boomers and greater generation.</p>
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